The simple electronic signature: not so simple after all

Date :

The Versailles Court of Appeal, in a judgment handed down on November 28, 2023 (CA Versailles, No. 22/06599, Caisse d'Epargne et de Prévoyance IDF v. MX), refused to recognize the reality of the simple electronic signature of a personal loan contract. This is not a rejection, in itself, of the simple level of electronic signature, but rather a sanction for the numerous gaps and imprecisions in the bank's argument in this case.

This sanction recalls the importance in an electronic signature dispute of producing a clear file presenting the process implemented, its technical reliability and, of course, the way in which the signatory was identified.

See full article in EXPERTISES FEBRUARY 2024, p.27

Also read

Date :
The European eIDAS V2 Regulation, published in 2024, is best known for the creation of an European wallet comprising standardized digital identity functions. But it has also added to the list of the trust services, such as electronic signature or electronic seal, a "qualified archiving service" which has just taken on its full materiality with the publication on December 16, 2025 of the implementing regulation defining its reference standard.
Read more
Date :
The NIS2 directive soon to be transposed in France, the CRA regulation on cybersecurity, and the DORA regulation on the cyber resilience of the financial sector are either already in force or in the process of being in force. They organize a cybersecurity ecosystem that almost all SaaS publishers must comply with, at the cost of a fairly considerable compliance effort: complex texts to decode, notification obligations in all directions, documentation, operational implementation, etc. To begin with, we give you what you need to know about their applicability to your service
Read more
Date :
By a judgment handed down on February 14, 2024 (Social Chamber, No. 22-23.073), the Court of Cassation undermined the supposedly absolute nature of the right of individuals to be informed of the processing of personal data concerning them.
Read more