Scanned signature is a dubious practice

Date : Publié par

On March 13, 2024 (Commercial Chamber, 22-16.487), the Court of Cassation issued a very interesting ruling on the limits of using scanned signatures to attest to the identity and consent of their author.

The process of scanning signatures is valid, but it cannot be considered as a presumed reliable electronic signature within the meaning of Art. 1367 Al.2 of the Civil Code (i.e. a qualified electronic signature within the meaning of the eIDAS Regulation).

In this case, the Court of Cassation considers that in order to grant value to the scanned signature affixed to the contested promise of sale, the signatory would still have had to have previously consented to it, which he had not done.

Our advice is to avoid using scanned signatures as the sole proof of a party's commitment to high‑stakes acts. The Court of Cassation rightly notes that qualified electronic signatures should be used to legally secure the signing of an electronic document.

Also read

Electronic signature: judges are rebelling

Date : Publié par
Over the period from the end of March to mid-April 2025, the Courts of Appeal issued about fifteen decisions on electronic signatures. Nearly half of them refuse to acknowledge the signing of the contract electronically, which is an exceptionally high ratio compared to what we used to see. We have analysed these negative decisions

Judges and electronic signatures definitely do not mix well

Date : Publié par
On April 20, 2023, the Versailles Court of Appeal issued a decision (RG No. 22/04814) by which it recognized the validity of the electronic signature of an account agreement concluded between the Caisse de Crédit Mutuel d'Erquy-Pleneuf and a consumer, but on the basis of a totally astonishing motivation.

Electronic signature does not constitute consent

Date : Publié par
On June 8, 2023, the Orléans Court of Appeal issued an original and very well-argued ruling on electronic signatures (RG No. 22/00539), concerning a personal credit contract between Carrefour Banque and a borrower.